DEBT & CREDIT

For years, money nerds like us have argued about whether it is more important to pay off debt or invest. With the rise of popular personal finance personalities and gurus, it seems like the debate has heated up even further. So, what’s the real deal – should you focus on repaying debt or start investing […]

Do you feel like you’re struggling to keep up because you’re drowning in bills each month? Have you ever wondered what is debt consolidation, and is it right for me? Paying the minimum balance on multiple credit cards and not being able to get ahead is absolutely no fun! It’s stressful and unnerving but you’re

Do you have debt that’s hanging over your head stressing you out? Between credit card debt, student loan debt, car loans, and mortgages there’s a whole lot of debt a person can rack up! The good news is there are easy things you can do to get yourself out of debt. Really it’s true, you

Have you ever taken the time to actually think about how credit cards work? Or how to use a credit card responsibly? I know I know for some these seem like such elementary questions. But for others, these simple questions can help you to become a responsible credit card holder and even keep you out

Have you ever received your credit card statement and realized that there is a charge on there that shouldn’t be? Disputing something on your credit card can seem pretty daunting, but it doesn’t have to be. I’m going to walk you through the credit card dispute process so you understand the steps to take to

Frustrated about your credit score and how you can improve it? You’re not the only one! Check out this comprehensive guide to understanding and improving your credit score. I’ll walk you through everything you need to know about improving your credit score to a number you’re comfortable with. 3 Very Important Digits Many people don’t

There’s one thing we can all agree on in the finance world.  That is, we’ve all made mistakes.  The beauty of a mistake is the opportunity they provide.  An opportunity to learn.  We owe a lot of what we know to mistakes.  Perhaps the biggest mistake would be to not learn from our mistakes. Today

When you’re in debt it’s really hard to know what your next step is. Many people wonder which debt they should focus their energy on.  Should you pay down debt that has the highest interest rate or should you focus your energy on the debt with the lowest interest? There are some who have the

Do you have debt hanging over your head? Does it feel like a huge weight you can’t escape? If I was to tell you today is the day that we are going to work on becoming debt free, I don’t imagine I’d get a bunch of volunteers jumping up and down to get started with

Have you ever thought to yourself how long does it take to clear a bad credit history? Of can I fix my credit myself? These are all legit questions! If you’re credit needs work and you’re wondering what causes your credit score to go up you’ll find everything you need here! I’m not sure if

Personal finance management is all about gaining control of your money. As we use these money management tips, we open ourselves up to a whole new world of opportunity and freedom.  It may be hard to think about your finances as freedom right now because you feel bogged down. However, by shifting your mindset and