Personal Finance Basics

We’ve all heard the saying Knowledge Is Power.  This couldn’t be more true in the world of finances.  

Without the knowledge of these personal finance basics you risk making seemingly small mistakes early on that could have HUGE consequences down the road.  For example, every year that goes by without you investing in your retirement adds up to big losses over a lifetime.  

The good thing is that you are here.  You are ready to tackle these concepts and take the right steps to secure your financial future.  

The following articles provide you with just the right amount of information to allow you to make an informed decision.  I get into the details when needed but try to keep things simple when possible

You can download ALL of the following Beginner Finance articles below in a convenient eBook format.  Signup below!

1. How to Create a Budget

You can’t begin to understand your finances until you are tracking where your money is going.  Creating a budget is the essential first step so don’t even think about skipping it.  I promise it won’t be as difficult as you think.

Click HERE to Learn 8 Easy Steps to Start a Budget

financial independence

2. Emergency Fund

Now that we have a budget, the first thing we need to do is talk about an Emergency Fund.  It’s an important component to being financially secure.

Click HERE to learn How To Create an Emergency Fund and Why You Need One

financial independence

3. Individual Retirement Accounts (IRAs)

Next we will discuses IRA’s, both ROTH and Traditional.  I even discuss some early retirement options using these plans.  

Click HERE to learn about ROTH IRA Vs. Traditional IRA

financial independence

4. Early Retirement and The 4% Rule

The 4% rule is something that everyone should be aware of especially if early retirement interests you.  If nothing else it can provide some great motivation to keep you saving.

Click HERE to learn about The 4% Rule

financial independence

5. Comprehensive Guide to Financial Independence

The final article puts everything in to perspective and I hope will charge you to make future financial planning a priority.  We have been blessed with early retirement by following the EXACT concepts you are reading.

Click HERE to learn about Financial Independence