15 Bullet Journal Ideas -Financial Planning Made Easy

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bullet journal ideas

I’ve been spending a good amount of time exploring the various ways to help others manage their finances. During my research I discovered the wonderful world of bullet journaling.

Bullet journaling isn’t something that is new to me but using a bullet journal to manage your finances blew my mind! I didn’t know that bullet journaling offered so much more than just tracking your day to day happenings.

Are You New To Bullet Journaling And Wondering How Do I Get Started Bullet Journaling?

If so, you’re in the right place! I can’t wait to show you the various ways to use a bujo (bullet journal) personal finance tracker. I’ll even provide you with some key ideas for how to get started bullet journaling.

Whether you’re a fan or not of staying on top of your finances using a bullet journal just may prove to be your key to financial success.

Did you know that many successful budgeting gurus are using bullet journals to organize and keep track of their money and financial goals?

What Is A Bullet Journal?

Bullet journals are all the rage these days! You can use a bullet journal to keep track of and observe your finances in a creative and resourceful manner.

The bullet journal is a planning system created by Ryder Carroll who was looking for an analog system to track to do lists, diary entrys, notebooks and much more. If you’d like an in depth look into Carroll’s idea for bullet journaling you should check this out.

Diving Into The “Art” of Bullet Journaling

I’m far from being a creative person but I gave bujo’ing (bullet journaling) a shot and I absolutely love it. What I love most is using it for my finances. Using a bullet journal for my finances gives me a good overall picture of what is going on.

Financial planning with a bullet journal is a perfect way for people to budget their finances in a more “creative” style. It’s super fun and can help you to reach your goals and take control of your money

Bullet Journal Supplies

There are all sorts of bullet journals on the market these days. However, you really don’t have to spend a lot of money to get into it. You can easily get a bullet journal for beginners for as little as $5.

If you’re an advanced bullet journaler and want what all the pro bujo’ers are using check out the Leuchtturm1917 Hardcover Medium Dotted Journal. People absolutely love the Leuchtturm1917 because it includes a table of contents, numbered pages and comes in a beautiful array of colors.

I also recommend a good color pen set. I can’t say enough about the fineliner color pens, they’re super affordable and perfect for bullet journaling. I know bujo’ers also love using Stabilo pens. I think either of these options will get the task done.

You’ll also want to consider some colored pencils. Staedtler colored pencils are perfect for bullet journaling and they come in 48 different colors-they’re my favorite! Obviously you can even use some good old Crayola colored pencils too! You don’t have to spend a ton to get started with bullet journaling!

If you’re the kind of person who’s pretty particular about your work a ruler is a great tool to have in your bullet journal arsenal too!

Bullet Journal Financial Planning Can Help You Do The Following Things:

  • Get a grip on your budget
  • Start Saving Money
  • Track your monthly bills
  • Pay off debt
  • Achieve your money saving goals
  • Complete an awesome savings challenge

Bullet Journal Ideas For Budgeting

Are you looking for a fun and creative way to get a grip on your budget? Check out these these budget bullet journals, they’re a great way to see a the “big picture” of your budget.

bullet journal budgeting finances
Source Pretty Prints and Paper
bullet journal monthly budget
Source: Budget by Journal Serenity
Amazing!! These bullet journal page ideas are just the inspiration I need when figuring out how to bujo! I especially love the simple, minimalist layout ideas! These are perfect for giving me tips and tricks to save money and live on a budget using the budget trackers #bulletjournal #budget #savemoney #bullet #journal #bujo #tracker #personalfinance #finance #frugal #frugalliving #money #saving #organized #inspiration
Source: @eat.sleep.stayweird

Bullet Journal Ideas To Track Your Bills

bullet journal monthly expenses
Source: Petite Planner
Amazing!! These bullet journal page ideas are just the inspiration I need when figuring out how to bujo! I especially love the simple, minimalist layout ideas! These are perfect for giving me tips and tricks to save money and live on a budget using the budget trackers #bulletjournal #budget #savemoney #bullet #journal #bujo #tracker #personalfinance #finance #frugal #frugalliving #money #saving #organized #inspiration
Source @cupcakesncurriculum
bullet journal bill tracker
Source: @brandi_journals

Bullet Journal Ideas To Get Out Of Debt

debt-snowball-priority-bullet-journal-spread
Source: Funding Cloud Nine
debt-snowball-tracker-bullet-journal-spread
Source: Funding Cloud Nine

Bullet Journal Ideas To Save Your Money

bullet journal save money
Source: Start A Mom Blog
Amazing!! These bullet journal page ideas are just the inspiration I need when figuring out how to bujo! I especially love the simple, minimalist layout ideas! These are perfect for giving me tips and tricks to save money and live on a budget using the budget trackers #bulletjournal #budget #savemoney #bullet #journal #bujo #tracker #personalfinance #finance #frugal #frugalliving #money #saving #organized #inspiration
Source: Infinite Planner

Bullet Journal Ideas For A No Spend Challenge

Amazing!! These bullet journal page ideas are just the inspiration I need when figuring out how to bujo! I especially love the simple, minimalist layout ideas! These are perfect for giving me tips and tricks to save money and live on a budget using the budget trackers #bulletjournal #budget #savemoney #bullet #journal #bujo #tracker #personalfinance #finance #frugal #frugalliving #money #saving #organized #inspiration
Source: @hwangmyeons
HOW TO SET UP A NO SPEND MONTH IN YOUR BULLET JOURNAL
Source: Muddy Fox Farm

Bullet Journal Ideas To Save Money Life Goals

bullet journal travel savings
Source: Bullet Journal Junkies (Elizabeth)
bullet journal travel savings goals
Source: Little Coffee Fox

FINAL THOUGHTS

There you have it, the best and most useful bullet journals on the market today! These financial bullet journals are a fantastic way to track your money and get your finances in order. Are you a bujo’er who’s created a helpful bullet journal of your own you’d like to share? If so, I’d love to add it to my list.

15 bullet journal ideas for getting your finances under control

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